We are Rely Vault

A reliable vault for everyone.

Complete solution for mobile money and wallet system. Comes with User, Agent, and Merchant system with eCommerce API and QR code ready.

ABOUT US

We're expert in this field

Relyvault(NYSE: Rely) is a financial technology and registered bank holding company focused on making modern banking and money movement accessible for all.  Our proprietary technology enables faster, more efficient electronic payments and money management, powering intuitive and seamless ways for people to spend, send, control and save their money.  Through our retail and direct bank, we offer a suite of financial products to consumers and businesses including debit, prepaid, checking, credit and payroll cards, as well as robust money processing services, cash deposits and disbursements.  Our Banking as a Service (“BaaS”) platform enables a growing list of America’s most prominent consumer and technology companies to design and deploy their own customized banking and money movement solutions in the US and internationally.

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Know More
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7

Years of Experience
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What we serve our customer

What is Rely? Rely is an all-in-one mobile banking designed for everyone, offering premium banking services with no account fees and no minimum balance requirement. In addition to banking services, Rely offers smart tax tools and business solutions so you can easily stay in control of your finances, saving time and money.

Complete Wallet

With a Rely account, you can quickly deposit money whenever you want. From adding cash to your card at midnight to receiving your paycheck up to two days earlier1, you’ll be able to add money how you want.

Money Transfer

You can send money using Rely to anyone in the U.S. who has a Rely account. All you need is your friend's mobile number or email. They can start using the money they receive the minute they accept it.

Email Invoicing

All your bookkeeping. All in one place. Invoice, payments, expenses, receipts – manage it all from Rely. You really won’t need anything else.

Cash Out

Send ACH or Wire payments¹, and pay invoices from your phone or computer. Keep tabs on your money and payments no matter where you’re working from.

Cash in

The perfect fit for your digital pro tool kit If you use Rely to deposit your earnings from online platforms and payment apps – you get your money up to 2 days earlier.

Make Payment

A bank transfer is just one convenient way to transfer money into your Rely account so it’s always ready to use. You can move money from another bank to your Rely account to direct deposit into your account or simply for more flexibility to manage your spending.

Why are so many people switching to RelyVault?

Like we all know the small things do matter a lot, so we have been able to bring together so many little things and made perfection in them.

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The ultimate in value and convenience:

The ultimate in value and convenience: • No monthly fees with eligible direct deposit, otherwise $5 per month¹ • Free nationwide ATM network² • Overdraft protection up to $200, with opt-in and eligible direct deposit³ • Get your pay up to 2 days early with direct deposit⁴ • Earn over 10x the national savings rate average⁵

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Keep your money safe:

• Member FDIC bank and a brand of Green Dot Corporation • Lock and unlock your card with a tap of the app⁸ • Receive fraud alerts when we see something suspicious ⁹

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MEET CREDIT BUILDER, A NEW WAY TO BUILD CREDIT

Raise your credit scores instantly and get your FICO® score for free⁶ • Build or repair your credit over time with the Relyvault Secured Visa® Credit Card ⁷ Credit Score is calculated based on FICO® Score 8 model, unless otherwise noted. In addition to the FICO® Score 8, we may offer and provide other base or industry-specific FICO Scores (Such as FICO® Auto Scored and FICO® Bankcard Scores). Your lender or insurer may use a different FICO® Score than FICO® Score 8 or such other base or industry-specific FICO® Score (if available), or another type of credit score altogether. Average users who received a boost improved their FICO® Score 8 based on Experian Data by 12 points. Some may not see improved scores or approval odds. Not all lenders use credit information impacted by Experian Boost™.

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Same Day Direct Deposit.

Direct deposit early availability depends on timing of payor’s payment instructions and fraud prevention restrictions may apply. As such, the availability or timing of early direct deposit may vary from pay period to pay period.

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Payment technology that works.

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NO TRANSFER FEES.

Send money to friends, family, or roommates easily– with no transfer fees. - Banking services provided by The Bancorp Bank or Stride Bank, N.A., Members FDIC. The Chime Visa® Debit Card is issued by The Bancorp Bank or Stride Bank pursuant to a license from Visa U.S.A. Inc. The Chime Visa® Credit Builder Card is issued by Stride Bank pursuant to a license from Visa U.S.A. Inc. Debit card and Credit card may be used everywhere Visa credit cards are accepted. *Relyvault spotMe is an optional, no fee service that requires $200 in qualifying direct deposits to the Relyvault Spending Account each month. All qualifying members will be allowed to overdraw their account up to $20 on debit card purchases initially, but may be later eligible for a higher limit of up to $200 or more based on member's Rely Account history, direct deposit frequency and amount, spending activity and other risk-based factors. Your limit will be displayed to you within the Rely mobile app. You will receive notice of any changes to your limit. Your limit may change at any time, at Rely discretion. SpotMe won't cover non-debit card purchases, including ATM withdrawals, ACH transfers, Pay Friends transfers, or Rely Checkbook transactions.

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Approve more transactions

Experience more approvals on every single payment with local and global payment processing, data-driven optimizations, and powerful risk management. All within a fully connected single payments system.

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BUY CRYPTO WITH AS LITTLE AS $1

Buy, hold, and sell cryptocurrency right on the Rely app. New to crypto? Learn more with in-app resources. Crypto is volatile, so it can rise and fall in value quickly. Be sure to take it at a pace you're comfortable with.³

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MANAGE YOUR MONEY

Get your Rely money in the bank within minutes using Instant Transfer⁵. Want your paycheck up to two days earlier⁶ than your normal payday? Try Direct Deposit.

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GET REWARDED WITH THE RELY CREDIT CARD

Earn up to 3% cash back on your eligible top spend category¹ —we’ll do the math. Split card purchases with Rely friends, and shop everywhere Visa® credit cards are accepted—online, in-store, worldwide.²

More Options For You.

We've build solutions for

Rely Accounts are proudly also built for small businesses across America. We created a Deposit Account that actually helps you achieve your goals. Get powerful finance tools that automatically take care of your financial admin so you can get back to business.

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We provide best payment gateway service.

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12 M

Total User

>2M/Day

Total Transaction

4M+

Merchant Accounts

Our client testimonial.

What people say.

In general Rely has never been a bad online banking platform.

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Taylor Otwell

Laravel Developer

I'm still in love with Rely vault. Do I use other apps as well, yes, but I will never stop using this. Rely has been the safest route for me. Whenever it's an option, Rely is the route I go.

Jeffrey Way

Laravel Developer

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Jackson Trexler

USER

Easy. No issues. I know what Rely was created for and it can't be compared to other apps. Rely is simple, precise and to the point. No hidden fees. I am grateful for this app as it saved me many times when I needed financial help fast. It also made paying back senders easy as there were clear references of who sent what. Thanks Rely.

Susan Miller Wilson

USER

I had a good experience. I was disappointed to see credit karma gone but they made it fairly simple to use. The most glaring thing that I see is actually accessing my form once I started it. I just didn't like the interface making me hit file every time and I couldn't find a way around that. Besides that one very minor thing, I know my taxes came out accurately. I did them a second time in tandem with a professional over the phone through AARP. There was a $1 difference, he used TaxSlayer.

Breanna Chant

USER

Been using the app for over a year. I've NEVER had a problem! The app is so easy to use. I LOVE not having the fees banks have! Unless I use an ATM my money stays my money! This is perfect for kids! If you're not comfortable with them accessing cash don't select a pin code for the card. They won't be able to withdrawal cash or get cash back! You get immediate notifications every time the card is used and I mean IMMEDIATELY, within seconds! I've had no problems with fraudulent charges!

Mary Gordon

USER

I've been using Rely for a few years now. It makes it easy to transfer money and i love that you can use it for direct deposit. Not once have i experience any difficulties until now. I don't know what's going on with the app but this is the worse time for it to crash. I'm still in the process of doing my taxes and i cant access my loan part without going on the app itself. Its not an option to go online for either of these so hopefully this problem can get fixed.

Our latest Announces

Mr. Beast X Ellen DeGeneres Weekly GiveAway.

Beginning Feb 04 2022, The Mr. Beast X Ellen DeGeneres Weekly Giveaway begins and would begins. 100 random people would win $50,000.00 and would be notified via sms.

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Apr

THE BEAST SECTION

HMMM, How about a random text from me saying you won 50k?

Read More
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Apr

Ellen DeGeneres SPACE

YES!! A random text and boom you just won. 1000% doubt but in the end its always worth it. sometimes we all face some ch...

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